For enrollment forms and other benefit information, current employees please visit InsideKCCD
Full-time permanent employees (20+ hours per month) are eligible for health benefits:
Health, Dental, Vision, Life Insurance, and Long-term Disability.
In addition to the above benefits, the District also offers a robust voluntary benefits selection:
• Flex 125
• Additional products and services through American Fidelity
• Supplemental voluntary life insurance
• Tax Shelter Annuities
The District participates in CalPERS retirement system and Social Security benefits for Classified and Management employees. Employees covered under the California Public Employees Retirement System (CalPERS), are vested 100% after five years of full time service credit.
The District participates in the State Teacher's Retirement System (STRS) for faculty. Employees covered under the State Teacher's Retirement System (STRS), are vested 100% after five years of full time service credit.
All coverages begin on the first of the following month after the hire date.
The following classifications are eligible for the Affordable Care Act (ACA) health benefits at the employee expense offered through SISC:
- Permanent Employees (19 hours or less)
- Temporary Hourly
- Professional Experts
Anthem Blue Cross
Under Anthem Blue Cross, through SISC, the district provides three (3) PPO plans that include 80%, 90%, or 100% coverage with an average $500/$1,000 annual deductible and average $20 office visit co-pay.
Kaiser Traditional HMO
Under Kaiser, through SISC, the district offers a $0 out of pocket deductible plan with a $10 office visit co-pay.
Under Anchor Bronze HSA PPO, through SISC, the district provides PPO plan that include coverage with an average $5,000person/$10,000 family.
Most medications range from $5 generic up to $25 brand name, also with $0 cost for generic medication through Costco. If you choose mail order prescriptions, you could get a 90 day supply of free generic medications. To learn more about this plan call 866-333-2757 or visit the Navitus Rx website.
Delta Dental - DPO/PPO
Delta pays 100% for covered benefits, but you MUST use DPO/PPO provider for maximum benefit of $2,000 per calendar year. Orthodontic benefit up to $2,000 per patient, per lifetime. To learn more about this plan call 866-499-3001 or visit the Delta Dental - DPO/PPO website.
Delta Dental - Incentive/Premiere
Delta pays 70% of the approved fees for covered benefits during the first year you are eligible. This percentage will increase 10% each year (to a maximum of 100%) for each enrollee, provided that person visits the dentist at least once during the year. The maximum benefit for any calendar year is $1,700 per patient. Providers must be in Delta Dental network. To learn more about this plan call 866-499-3001 or visit the Delta Dental - Incentive/Premier website.
VSP (Vision Service Plan)Voluntary (self-paid) for Faculty/District paid for Classified and Classified Management Employees. Exam and single vision prescription lenses fully covered every calendar year; frames covered every other year up to $150. Contacts covered in lieu of glasses every calendar year with $150 annual allowance applied towards the costs of contacts, fitting and evaluation exam. To learn more about this plan call 800-877-7195 or visit the VSP (Vision Service Plan) website.
Lincoln Financial Group
Managed by SISC, KCCD provides Basic Term Life Insurance coverage to eligible employees for $50,000. New employees or newly eligible employees, within 31 days of a qualifying event, are able to enroll in a Voluntary Term Life Insurance with a Guaranteed Issue Amount (GIA) up to $150,000 and is not required to provide Evidence of Insurability.
EAP provides counseling services for employees and retirees regarding relationship difficulties, marriage and family situations, stress or anxiety and depression issues. Concerns such as alcohol and drug problems or family violence may also be discussed with an EAP counselor in this program. Employees who choose to use this service, do so with assurance that it is with confidentiality. When registering for EAP online use the company code SISC to login. To learn more about this plan call 800-999-7222 or visit the EAP website.
Employee eligible after three(3) years of continuous employment.
American Fidelity policies including Cancer, Short Term Disability, Accident, Hospital Care, Critical Illness and Flex 125 Plan. To learn more about this plan call 800-365-9180 or visit the American Fidelity website.
Suplemental Voluntary Life Insurance
Supplemental Voluntary Life Insurance: Up to 5 times your annual salary on age rated plan.
Tax Sheltered Accounts
National Benefit Service (NBS) offers all KCCD employees an added benefit for retirement planning such as 403(b) & 457(b). To find a list of approved vendors, contact National Benefit Services to set up your account. To learn more about this plan call 800-274-0503 option 5 or visit the Tax Sheltered Accounts website.
CalPERS (California Public Employees' Retirement System
Classified employees, contemplating reitrement? Contact CalPERS
To learn more about this plan call (888) 225-7377 or visit the CalPERS (California Public Employees' Retirement System) website.
CalSTRS (State Teachers' Retirement System)
Faculty employees, contemplating retirement? Contact CalSTRS local office for more information at (661) 636-4880.